Tool
Refinance / HELOC value check
See your current loan-to-value, equity position, and what a typical 80% LTV refi or HELOC could free up.
Your inputs
Lenders generally want a combined LTV at or below 80% for the best terms.
Results
Current loan-to-value
59.0%
Equity position
$215,000
Estimated available at 80% LTV
$110,000
New LTV with desired cash-out
68.6%
Final terms vary by lender, credit, and program. Speak with a licensed lending professional before deciding.
A few honest notes
- This is an estimated opinion of value, not an appraisal.
- A full CMA may require reviewing property condition, updates, location, and recent comparable sales.
- No estimate is guaranteed.
- Refinancing, HELOC, insurance, and tax decisions should be reviewed with the appropriate licensed professional.